How will new solvency regimes impact investment portfolios and insurers' internal resources in China, Hong Kong and Taiwan? Six experts share their views.
A mixture of low bond yields, interest rate cuts and insurers avoiding risky assets will lower returns, though A-share volatility will have a limited impact, say credit analysts.
Chinese insurers are seen shoring up their capital adequacy levels and turning more prudent with their investments as a result of looming new changes to their solvency regime.
The draft guidelines form part of the new C-Ross solvency system, to which insurers in China must adapt over the next three years. They include reviewing asset-liability management.
Mainland insurers will continue handing out mandates for alternatives and equity portfolios, despite Beijing's new solvency rules monitoring their risk exposure, heard an AsianInvestor forum.